Credit card holder assembly

ABSTRACT

A credit card holder assembly for inserting a credit card or debit card into a card reader includes a pair of arms that is each pivotally coupled together having each of the arms being oriented parallel to each other. Each of the arms is biased apart from each other for having a credit card inserted between the arms. Each of the arms is urgeable to engage each other to compress the credit card between the pair of arms. In this way the credit card can be inserted into and removed from a credit card reader without requiring a user to touch the credit card reader. A key ring is disposed on the pair of arms such that the key ring can be attached to a user&#39;s keys for carrying the pair of arms.

CROSS-REFERENCE TO RELATED APPLICATIONS

Not Applicable

STATEMENT REGARDING FEDERALLY SPONSORED RESEARCH OR DEVELOPMENT

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THE NAMES OF THE PARTIES TO A JOINT RESEARCH AGREEMENT

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INCORPORATION-BY-REFERENCE OF MATERIAL SUBMITTED ON A COMPACT DISC OR ASA TEXT FILE VIA THE OFFICE ELECTRONIC FILING SYSTEM.

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STATEMENT REGARDING PRIOR DISCLOSURES BY THE INVENTOR OR JOINT INVENTOR

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BACKGROUND OF THE INVENTION (1) Field of the Invention

The disclosure relates to holder devices and more particularly pertainsto a new holder device for inserting a credit card or debit card into acard reader. The device includes a pair of arms that are pivotallycoupled together and which are biased away from each other. The deviceincludes a key ring that is disposed on the arms for carrying the armson a user's keys or the like. The device includes a pair of domes, eachcoupled to a respective one of the arms. Each of the domes is comprisedof a resiliently compressible material for gripping the credit card ordebit card.

(2) Description of Related Art Including Information Disclosed Under 37CFR 1.97 and 1.98

The prior art relates to holder devices including a card holder whichcomprises a hinge member and a plurality of grips each rotatably mountedto the hinge member for holding a plurality of credit cards. The priorart discloses a gripping device that comprises a curved member whichincludes a pair of arms that can be squeezed together for grippingobjects. The prior art discloses a badge holder that comprises a pair ofarms that are biased together and a pin disposed on one of the arms toengage a badge. The prior art discloses a card holder that includes anarm that is positionable in a locked position for holding a card. Theprior art discloses a card holder that includes a clip with a pair ofarms biased together and a clamp that is attached to the clip.

BRIEF SUMMARY OF THE INVENTION

An embodiment of the disclosure meets the needs presented above bygenerally comprising a pair of arms that is each pivotally coupledtogether having each of the arms being oriented parallel to each other.Each of the arms is biased apart from each other for having a creditcard inserted between the arms. Each of the arms is urgeable to engageeach other to compress the credit card between the pair of arms. In thisway the credit card can be inserted into and removed from a credit cardreader without requiring a user to touch the credit card reader. A keyring is disposed on the pair of arms such that the key ring can beattached to a user's keys for carrying the pair of arms.

There has thus been outlined, rather broadly, the more importantfeatures of the disclosure in order that the detailed descriptionthereof that follows may be better understood, and in order that thepresent contribution to the art may be better appreciated. There areadditional features of the disclosure that will be described hereinafterand which will form the subject matter of the claims appended hereto.

The objects of the disclosure, along with the various features ofnovelty which characterize the disclosure, are pointed out withparticularity in the claims annexed to and forming a part of thisdisclosure.

BRIEF DESCRIPTION OF SEVERAL VIEWS OF THE DRAWING(S)

The disclosure will be better understood and objects other than thoseset forth above will become apparent when consideration is given to thefollowing detailed description thereof. Such description makes referenceto the annexed drawings wherein:

FIG. 1 is a perspective view of a credit card holder assembly accordingto an embodiment of the disclosure.

FIG. 2 is an exploded perspective view of an embodiment of thedisclosure.

FIG. 3 is a left side view of an embodiment of the disclosure.

FIG. 4 is a bottom view of an embodiment of the disclosure.

FIG. 5 is a front view of an embodiment of the disclosure.

FIG. 6 is a perspective in-use view of an embodiment of the disclosure.

DETAILED DESCRIPTION OF THE INVENTION

With reference now to the drawings, and in particular to FIGS. 1 through6 thereof, a new holder device embodying the principles and concepts ofan embodiment of the disclosure and generally designated by thereference numeral 10 will be described.

As best illustrated in FIGS. 1 through 6 , the credit card holderassembly 10 generally comprises a pair of arms 12 that is each pivotallycoupled together having each of the arms 12 being oriented parallel toeach other. Each of the arms 12 is biased apart from each other tofacilitate a credit card or a debit card 14 to be inserted between thearms 12. Each of the arms 12 is urgeable to engage each other tocompress the credit card or a debit card 14 between the pair of arms 12.In this way the credit card or a debit card 14 can be inserted into andremoved from a credit card reader 16 without requiring a user to touchthe credit card reader 16.

Each of the arms 12 has a first end 18, a second end 20 and an outersurface 22 extending between the first end 18 and the second end 20, andthe outer surface 22 of each of the arms 12 has a top side 24, a bottomside 26, a first lateral side 28 and a second lateral side 30. Each ofthe arms 12 is elongated between the first end 18 and the second end 20.Furthermore, the second end 20 of each of the arms 12 is rounded and thefirst end 18 of each of the arms 12 is flat. Each of the arms 12 has anotch 32 extending from the first end 18 toward the second end 20 andthe notch 32 in each of the arms 12 is centrally positioned on the firstend 18.

The pair of arms 12 includes a top arm 34 and a bottom arm 36, and thetop arm 34 has a width that is greater than a width of the bottom arm36. The top arm 34 has a pair of first lobes 38 each extendingdownwardly from a respective one of the first lateral side 28 and thesecond lateral side 30 of the outer surface 22 of the top arm 34. Eachof the first lobes 38 is positioned adjacent to the first end 18 of thetop arm 34. Additionally, each of the first lobes 38 has a first hole 40extending through a first surface 42 and a second surface 44 of thefirst lobes 38, and the first hole 40 in each of the first lobes 38 isaligned with each other.

The bottom arm 36 has a pair of second lobes 46 each extending upwardlyfrom a respective one of the first lateral side 28 and the secondlateral side 30 of the outer surface 22 of the bottom arm 36. Each ofthe second lobes 46 is positioned adjacent to the first end 18 of thebottom arm 36. Continuing, each of the second lobes 46 has a second hole48 extending through a first surface 50 and a second surface 52 of thesecond lobes 46, and the second hole 48 in each of the second lobes 46is aligned with each other.

The first surface 42 of each of the first lobes 38 extends downwardlyalong the second surface 52 of a respective one of the second lobes 46having each of the first holes 40 being aligned with a respective one ofthe second holes 48. The bottom side 26 of the outer surface 22 of thetop arm 34 has a first well 54 extending toward the top side 24 of theouter surface 22 of the top arm 34. The first well 54 is positionedbetween the first end 18 and the second end 20 of the top arm 34. Thetop side 24 of the outer surface 22 of the bottom arm 36 has a secondwell 56 extending toward the bottom side 26 of the outer surface 22 ofthe bottom arm 36. Additionally, the second well 56 is positionedbetween the first end 18 and the second end 20 of the bottom arm 36.

A first pin 58 is provided that has shaft 60 and a head 62, and theshaft 60 has a distal end 64 with respect to the head 62. The distal end64 has a well 66 extending toward the head 62, the well 66 in the distalend 64 has a bounding surface 68 and the bounding surface 68 isthreaded. The shaft 60 extends through the first hole 40 and the secondhole 48 in a respective one of the first lobes 38 and the second lobes46. Furthermore, the shaft 60 extends substantially across the notch 32in each of the top arm 34 and the bottom arm 36 thereby pivotallyattaching the top arm 34 to the bottom arm 36. Additionally, the head 62has a diameter that is greater than a diameter of the first hole 40 andthe second hole 48 thereby inhibiting the first pin 58 from passingthrough the first hole 40 and the second hole 48.

A second pin 70 is provided that has a shaft 72 and a head 74, and theshaft 72 of the second pin 70 has a distal end 76 with respect to thehead 74 of the second pin 70. The shaft 72 of the second pin 70 has anoutside surface 78, and the outside surface 78 has a first portion 80which has a diameter that is greater than a diameter of a second portion82. The second portion 82 extends from the distal end 76 of the shaft 72of the second pin 70 toward the head 74 of the second pin 70, and thesecond portion 82 is threaded. The shaft 72 of the second pin 70 extendsthrough the first hole 40 and the second hole 48 in a respective one ofthe first lobe 38 and the second lobe 46. Additionally, the second pin70 extends substantially across the notch 32 in each of the top arm 34and the bottom arm 36 thereby pivotally attaching the top arm 34 to thebottom arm 36.

The head 74 on the second pin 70 has a diameter which is greater than adiameter of the first hole 40 and the second hole 48 thereby inhibitingthe second pin 70 from passing through the first hole 40 and the secondhole 48. The second portion 82 of the outside surface 78 of the secondpin 70 extends into the well 66 in the distal end 64 of the shaft 60 ofthe first pin 58. Furthermore, the second portion 82 of the outsidesurface 78 threadably engages the bounding surface 68 of the well 66 inthe distal end 64 of the shaft 60 of the first pin 58 to attach thefirst pin 58 to the second pin 70. A key ring 84 is disposed on the pairof arms 12 and the key ring 84 can be attached to a user's keys forcarrying the pair of arms 12. The key ring 84 has each of the first pin58 and the second pin 70 extending through the key ring 84 such that thekey ring 84 is positioned in the notch 32 in each of the top arm 34 andthe bottom arm 36.

A pair of domes 86 is provided and each of the domes 86 has a lower side88 and an upper side 90. The lower side 88 of each of the domes 86 isflattened and the upper side 90 of each of the domes 86 is rounded. Thebottom side 26 of a first one of the domes 92 is coupled to the bottomside 26 of the outer surface 22 of the top arm 34 and the first dome 92is positioned adjacent to the second end 20 of the top arm 34. Thebottom side 26 of a second one of the domes 94 is coupled to the topside 24 of the outer surface 22 of the bottom arm 36 and the second dome94 is positioned adjacent to the second end 20 of the bottom arm 36.Each of the first dome 92 and the second dome 94 is comprised of aresiliently compressible material. In this way the first dome 92 and thesecond dome 94 compress the credit card or debit card 14 when the toparm 34 and the bottom arm 36 are urged to engage each other for grippingthe credit card or debit card 14.

A biasing member 96 is positioned between the arms 12 for biasing thearms 12 away from each other. The biasing member 96 extends between thetop side 24 of the outer surface 22 of the bottom arm 36 and the bottomside 26 of the outer surface 22 of the top arm 34. The biasing member 96may comprise a coil spring or other type of resiliently compressiblebiasing member 96. A first screw 98 is positioned inside of the biasingmember 96. The first screw 98 threadably engages the first well 54 inthe bottom side 26 of the outer surface 22 of the top arm 34 forattaching the biasing member 96 to the top arm 34. A second screw 100 ispositioned inside of the biasing member 96 and the second screw 100threadably engages the second well 56 in the bottom side 26 of the outersurface 22 of the top arm 34 for attaching the biasing member 96 to thetop arm 34.

In use, the top arm 34 and the bottom arm 36 are pressed together tocompress the credit card or debit card 14 between the domes 86. In thisway the credit card or debit card 14 can be inserted into the cardreader 16, such as an automatic teller machine, for example, withoutrequiring the user to touch the card reader 16. In this way thelikelihood of contact transmission of infectious diseases is reducedwhile employing the credit card or a debit card 14.

With respect to the above description then, it is to be realized thatthe optimum dimensional relationships for the parts of an embodimentenabled by the disclosure, to include variations in size, materials,shape, form, function and manner of operation, assembly and use, aredeemed readily apparent and obvious to one skilled in the art, and allequivalent relationships to those illustrated in the drawings anddescribed in the specification are intended to be encompassed by anembodiment of the disclosure.

Therefore, the foregoing is considered as illustrative only of theprinciples of the disclosure. Further, since numerous modifications andchanges will readily occur to those skilled in the art, it is notdesired to limit the disclosure to the exact construction and operationshown and described, and accordingly, all suitable modifications andequivalents may be resorted to, falling within the scope of thedisclosure. In this patent document, the word “comprising” is used inits non-limiting sense to mean that items following the word areincluded, but items not specifically mentioned are not excluded. Areference to an element by the indefinite article “a” does not excludethe possibility that more than one of the element is present, unless thecontext clearly requires that there be only one of the elements.

We claim:
 1. A credit card holder assembly for inserting and removing acredit card in a credit card reader, said assembly comprising: a pair ofarms, each of said arms being pivotally coupled together having each ofsaid arms being oriented parallel to each other, each of said arms beingbiased apart from each other wherein said pair of arms is configured tohave a credit card inserted between said arms, each of said arms beingurgeable to engage each other wherein said pair of arms is configured tocompress the credit card between said pair of arms thereby facilitatingthe credit card to be inserted into and removed from a credit cardreader without requiring a user to touch the credit card reader; a keyring being disposed on said pair of arms wherein said key ring isconfigured to be attached to a user's keys for carrying said pair ofarms; wherein each of said arms has a first end, a second end and anouter surface extending between said first end and said second end, saidouter surface of each of said arms having a top side, a bottom side, afirst lateral side and a second lateral side, each of said arms beingelongated between said first end and said second end, said second end ofeach of said arms being rounded, said first end of each of said armsbeing flat; wherein each of said arms having a notch extending from saidfirst end toward said second end, said notch in each of said arms beingcentrally positioned on said first end; and wherein said pair of armsincludes a top arm and a bottom arm, said top arm having a width beinggreater than a width of said bottom arm.
 2. The assembly according toclaim 1, wherein said top arm has a pair of first lobes each extendingdownwardly from a respective one of said first lateral side and saidsecond lateral side of said outer surface of said top arm, each of saidfirst lobes being positioned adjacent to said first end of said top arm,each of said first lobes having a first hole extending through a firstsurface and a second surface of said first lobes, said first hole ineach of said first lobes being aligned with each other.
 3. The assemblyaccording to claim 2, wherein: said bottom arm has a pair of secondlobes each extending upwardly from a respective one of said firstlateral side and said second lateral side of said outer surface of saidbottom arm, each of said second lobes being positioned adjacent to saidfirst end of said bottom arm, each of said second lobes having a secondhole extending through a first surface and a second surface of saidsecond lobes, said second hole in each of said second lobes beingaligned with each other; and said first surface of each of said firstlobes extends downwardly along said second surface of a respective oneof said second lobes having each of said first holes being aligned witha respective one of said second holes.
 4. The assembly according toclaim 3, wherein: said bottom side of said outer surface of said top armhas a first well extending toward said top side of said outer surface ofsaid top arm, said first well being positioned between said first endand said second end of said top arm; said top side of said outer surfaceof said bottom arm having a second well extending toward said bottomside of said outer surface of said bottom arm, said second well beingpositioned between said first end and said second end of said bottomarm.
 5. The assembly according to claim 4, further comprising: a biasingmember being positioned between said arms for biasing said arms awayfrom each other, said biasing member extending between said top side ofsaid outer surface of said bottom arm and said bottom side of said outersurface of said top arm; a first screw being positioned inside of saidbiasing member, said first screw threadably engaging said first well insaid bottom side of said outer surface of said top arm for attachingsaid biasing member to said top arm; and a second screw being positionedinside of said biasing member, said second screw threadably engagingsaid second well in said bottom side of said outer surface of said toparm for attaching said biasing member to said top arm.
 6. The assemblyaccording to claim 3, further comprising: a first pin having shaft and ahead, said shaft having a distal end with respect to said head, saiddistal end having a well extending toward said head, said well in saiddistal end having a bounding surface, said bounding surface beingthreaded; said shaft extends through said first hole and said secondhole in a respective one of said first lobes and said second lobeshaving said shaft extending substantially across said notch in each ofsaid top arm and said bottom arm thereby pivotally attaching said toparm to said bottom arm; and said head has a diameter being greater thana diameter of said first hole and said second hole thereby inhibitingsaid first pin from passing through said first hole and said secondhole.
 7. The assembly according to claim 6, further comprising: a secondpin having a shaft and a head, said shaft of said second pin having adistal end with respect to said head of said second pin, said shaft ofsaid second pin having an outside surface, said outside surface having afirst portion having a diameter being greater than a diameter of asecond portion, said second portion extending from said distal end ofsaid shaft of said second pin toward said head of said second pin, saidsecond portion being threaded; and said shaft of said second pin extendsthrough said first hole and said second hole in a respective one of saidfirst lobe and said second lobe having said second pin extendingsubstantially across said notch in each of said top arm and said bottomarm thereby pivotally attaching said top arm to said bottom arm, saidhead on said second pin having a diameter being greater than a diameterof said first hole and said second hole thereby inhibiting said secondpin from passing through said first hole and said second hole.
 8. Theassembly according to claim 7, wherein said second portion of saidoutside surface of said second pin extends into said well in said distalend of said shaft of said first pin, said second portion of said outsidesurface threadably engaging said bounding surface of said well in saiddistal end of said shaft of said first pin to attach said first pin tosaid second pin.
 9. The assembly according to claim 7, wherein said keyring has each of said first pin and said second pin extending throughsaid key ring such that said key ring is positioned in said notch ineach of said top arm and said bottom arm.
 10. The assembly according toclaim 1, wherein: said assembly includes a pair of domes, each of saiddomes having a lower side and a upper side, said lower side of each ofsaid domes being flattened, said upper side of each of said domes beingrounded; said bottom side of a first one of said domes being coupled tosaid bottom side of said outer surface of said top arm, said first domebeing positioned adjacent to said second end of said top arm; saidbottom side of a second one of said domes being coupled to said top sideof said outer surface of said bottom arm, said second dome beingpositioned adjacent to said second end of said bottom arm; and each ofsaid first dome and said second dome is comprised of a resilientlycompressible material wherein each of said first dome and said seconddome is configured to compress the credit card when said top arm andsaid bottom arm are urged to engage each other for gripping the creditcard.
 11. A credit card holder assembly for inserting and removing acredit card in a credit card reader, said assembly comprising: a pair ofarms, each of said arms being pivotally coupled together having each ofsaid arms being oriented parallel to each other, each of said arms beingbiased apart from each other wherein said pair of arms is configured tohave a credit card inserted between said arms, each of said arms beingurgeable to engage each other wherein said pair of arms is configured tocompress the credit card between said pair of arms thereby facilitatingthe credit card to be inserted into and removed from a credit cardreader without requiring a user to touch the credit card reader, each ofsaid arms having a first end, a second end and an outer surfaceextending between said first end and said second end, said outer surfaceof each of said arms having a top side, a bottom side, a first lateralside and a second lateral side, each of said arms being elongatedbetween said first end and said second end, said second end of each ofsaid arms being rounded, said first end of each of said arms being flat,each of said arms having a notch extending from said first end towardsaid second end, said notch in each of said arms being centrallypositioned on said first end, said pair of arms including a top arm anda bottom arm, said top arm having a width being greater than a width ofsaid bottom arm, said top arm having a pair of first lobes eachextending downwardly from a respective one of said first lateral sideand said second lateral side of said outer surface of said top arm, eachof said first lobes being positioned adjacent to said first end of saidtop arm, each of said first lobes having a first hole extending througha first surface and a second surface of said first lobes, said firsthole in each of said first lobes being aligned with each other, saidbottom arm having a pair of second lobes each extending upwardly from arespective one of said first lateral side and said second lateral sideof said outer surface of said bottom arm, each of said second lobesbeing positioned adjacent to said first end of said bottom arm, each ofsaid second lobes having a second hole extending through a first surfaceand a second surface of said second lobes, said second hole in each ofsaid second lobes being aligned with each other, said first surface ofeach of said first lobes extending downwardly along said second surfaceof a respective one of said second lobes having each of said first holesbeing aligned with a respective one of said second holes, said bottomside of said outer surface of said top arm having a first well extendingtoward said top side of said outer surface of said top arm, said firstwell being positioned between said first end and said second end of saidtop arm, said top side of said outer surface of said bottom arm having asecond well extending toward said bottom side of said outer surface ofsaid bottom arm, said second well being positioned between said firstend and said second end of said bottom arm; a first pin having shaft anda head, said shaft having a distal end with respect to said head, saiddistal end having a well extending toward said head, said well in saiddistal end having a bounding surface, said bounding surface beingthreaded, said shaft extending through said first hole and said secondhole in a respective one of said first lobes and said second lobeshaving said shaft extending substantially across said notch in each ofsaid top arm and said bottom arm thereby pivotally attaching said toparm to said bottom arm, said head having a diameter being greater than adiameter of said first hole and said second hole thereby inhibiting saidfirst pin from passing through said first hole and said second hole; asecond pin having a shaft and a head, said shaft of said second pinhaving a distal end with respect to said head of said second pin, saidshaft of said second pin having an outside surface, said outside surfacehaving a first portion having a diameter being greater than a diameterof a second portion, said second portion extending from said distal endof said shaft of said second pin toward said head of said second pin,said second portion being threaded, said shaft of said second pinextending through said first hole and said second hole in a respectiveone of said first lobe and said second lobe having said second pinextending substantially across said notch in each of said top arm andsaid bottom arm thereby pivotally attaching said top arm to said bottomarm, said head on said second pin having a diameter being greater than adiameter of said first hole and said second hole thereby inhibiting saidsecond pin from passing through said first hole and said second hole,said second portion of said outside surface of said second pin extendinginto said well in said distal end of said shaft of said first pin, saidsecond portion of said outside surface threadably engaging said boundingsurface of said well in said distal end of said shaft of said first pinto attach said first pin to said second pin; a key ring being disposedon said pair of arms wherein said key ring is configured to be attachedto a user's keys for carrying said pair of arms, said key ring havingeach of said first pin and said second pin extending through said keyring such that said key ring is positioned in said notch in each of saidtop arm and said bottom arm; a pair of domes, each of said domes havinga lower side and a upper side, said lower side of each of said domesbeing flattened, said upper side of each of said domes being rounded,said bottom side of a first one of said domes being coupled to saidbottom side of said outer surface of said top arm, said first dome beingpositioned adjacent to said second end of said top arm, said bottom sideof a second one of said domes being coupled to said top side of saidouter surface of said bottom arm, said second dome being positionedadjacent to said second end of said bottom arm, each of said first domeand said second dome being comprised of a resiliently compressiblematerial wherein each of said first dome and said second dome isconfigured to compress the credit card when said top arm and said bottomarm are urged to engage each other for gripping the credit card; abiasing member being positioned between said arms for biasing said armsaway from each other, said biasing member extending between said topside of said outer surface of said bottom arm and said bottom side ofsaid outer surface of said top arm; a first screw being positionedinside of said biasing member, said first screw threadably engaging saidfirst well in said bottom side of said outer surface of said top arm forattaching said biasing member to said top arm; and a second screw beingpositioned inside of said biasing member, said second screw threadablyengaging said second well in said bottom side of said outer surface ofsaid top arm for attaching said biasing member to said top arm.